The Best Online Master’s in Theology Programs

Huy Nguyen
Written by Huy Nguyen, Chief Education and Career Development Advisor
Last Updated: February 23, 2026

Overview

Earning an online master’s in theology equips graduates for leadership roles in nonprofit administration, church leadership, education, religious counseling, mission work, and doctoral study. These programs cover a wide range of topics, from biblical interpretation and church history to ethics, theology of science, and pastoral ministry, providing a strong foundation for professionals of all faith-related backgrounds.

According to the Bureau of Labor Statistics (BLS), the mean annual wage for clergy was $63,720 in May 2023. Graduate programs in theology often require 30 to 50 credit hours and can be completed in around two years of full-time study. Tuition for these programs varies, but recent data indicate that the average tuition for graduate programs is $23,654 for the 2023-2024 academic year.

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Best 50 Accredited Online Master's in Theology Programs

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#1
Virginia Beach, VA | 4 years | Online + Campus | Private

Regent University

Online Masters Score: 98.75
Undergraduate Tuition

In-state: $17,220

Out-of-state: $17,220

Graduate Tuition

In-state: $15,552

Out-of-state: $15,552

Test scores

SAT: 940-1220

ACT: 21-29

Retention Rate
77%
Admission Rate
50%
On-campus students
7%
Graduation Rate
61%
Students enrolled
10,000
Student to faculty ratio
19:01
Average Salary
$35k
Average Student Debt
$24k

ESTIMATED COST PER CREDIT

$670

DELIVERY FORMAT

Online

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

24

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-373-5504

#2
Dallas, TX | 4 years | Online + Campus | Private

Dallas Baptist University

Online Masters Score: 98.12
Undergraduate Tuition

In-state: $30,690

Out-of-state: $30,690

Graduate Tuition

In-state: $18,954

Out-of-state: $18,954

Test scores

SAT: 980-1200

ACT: 20-27

Retention Rate
76%
Admission Rate
99%
On-campus students
49%
Graduation Rate
56%
Students enrolled
4,000
Student to faculty ratio
14:01
Average Salary
$43k
Average Student Debt
$22k

ESTIMATED COST PER CREDIT

$1,381

DELIVERY FORMAT

Online, Hybrid

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 214-333-5242

#3
Lynchburg, VA | 4 years | Online + Campus | Private

Liberty University

Online Masters Score: 97.58
Undergraduate Tuition

In-state: $14,791

Out-of-state: $14,791

Graduate Tuition

In-state: $7,935

Out-of-state: $7,935

Test scores

SAT: 1040-1250

ACT: 21-29

Retention Rate
81%
Admission Rate
50%
On-campus students
7%
Graduation Rate
54%
Students enrolled
93,000
Student to faculty ratio
17:01
Average Salary
$36k
Average Student Debt
$26k

ESTIMATED COST PER CREDIT

$410

DELIVERY FORMAT

Online

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-424-9596

#4
Saint Leo, FL | 4 years | Online + Campus | Private

Saint Leo University

Online Masters Score: 96.69
Undergraduate Tuition

In-state: $23,990

Out-of-state: $23,990

Graduate Tuition

In-state: $14,568

Out-of-state: $14,568

Test scores

SAT: N/A

ACT: N/A

Retention Rate
64%
Admission Rate
73%
On-campus students
8%
Graduation Rate
50%
Students enrolled
10,000
Student to faculty ratio
17:01
Average Salary
$39k
Average Student Debt
$26k

ESTIMATED COST PER CREDIT

$580

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 352-588-8283

#5
Glenside, PA | 4 years | Online + Campus | Private

Westminster Theological Seminary

Online Masters Score: 95.87
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: $24,260

Out-of-state: $24,260

Test scores

SAT: Not Applicable

ACT: Not Applicable

Retention Rate
N/A
Admission Rate
100%
On-campus students
33%
Graduation Rate
0%
Students enrolled
986
Student to faculty ratio
12-to-1
Average Salary
N/A
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$675

DELIVERY FORMAT

Online

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 267-459-9021

#6
Nashville, TN | 4 years | Online + Campus | Private

Trevecca Nazarene University

Online Masters Score: 95.4
Undergraduate Tuition

In-state: $25,998

Out-of-state: $25,998

Graduate Tuition

In-state: $8,982

Out-of-state: $8,982

Test scores

SAT: 1040-1253

ACT: 20-25

Retention Rate
74%
Admission Rate
63%
On-campus students
40%
Graduation Rate
56%
Students enrolled
4,000
Student to faculty ratio
13:01
Average Salary
$41k
Average Student Debt
$19k

ESTIMATED COST PER CREDIT

$463

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

32

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 844-868-4723

#7
| 4 years | Online + Campus |

Princeton Theological Seminary

Online Masters Score: 94.79
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

$595

DELIVERY FORMAT

Online, Hybrid

ACCREDITATION

Middle States Commission on Higher Education

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 609-497-7805

#8
La Mirada, CA | 4 years | Online + Campus | Private

Biola University

Online Masters Score: 94.07
Undergraduate Tuition

In-state: $43,512

Out-of-state: $43,512

Graduate Tuition

In-state: $11,772

Out-of-state: $11,772

Test scores

SAT: 1070-1290

ACT: 22-29

Retention Rate
78%
Admission Rate
64%
On-campus students
2%
Graduation Rate
71%
Students enrolled
6,000
Student to faculty ratio
14:01
Average Salary
$39k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$730

DELIVERY FORMAT

Online, On-Campus, Hybrid

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

49

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 562-903-4752

#9
Lakewood, CO | 4 years | Online + Campus | Private

Colorado Christian University

Online Masters Score: 93.59
Undergraduate Tuition

In-state: $24,160

Out-of-state: $24,160

Graduate Tuition

In-state: $13,474

Out-of-state: $13,474

Test scores

SAT: N/A

ACT: N/A

Retention Rate
82%
Admission Rate
N/A
On-campus students
43%
Graduation Rate
61%
Students enrolled
8,000
Student to faculty ratio
15:01
Average Salary
$38k
Average Student Debt
$28k

ESTIMATED COST PER CREDIT

$543

DELIVERY FORMAT

Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

39

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 303-963-3200

#10
Campbellsville, KY | 4 years | Online + Campus | Private

Campbellsville University

Online Masters Score: 92.47
Undergraduate Tuition

In-state: $24,900

Out-of-state: $24,900

Graduate Tuition

In-state: $8,473

Out-of-state: $8,473

Test scores

SAT: N/A

ACT: N/A

Retention Rate
64%
Admission Rate
78%
On-campus students
28%
Graduation Rate
36%
Students enrolled
13,000
Student to faculty ratio
14:01
Average Salary
$29k
Average Student Debt
$19k

ESTIMATED COST PER CREDIT

$324

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 888-506-6011

#11
Saint Paul, MN | 4 years | Online + Campus | Private

Bethel University

Online Masters Score: 91.99
Undergraduate Tuition

In-state: $38,870

Out-of-state: $38,870

Graduate Tuition

In-state: $11,700

Out-of-state: $11,700

Test scores

SAT: 1040-1338

ACT: 21-28

Retention Rate
85%
Admission Rate
87%
On-campus students
29%
Graduation Rate
74%
Students enrolled
4,000
Student to faculty ratio
12:01
Average Salary
$46k
Average Student Debt
$22k

ESTIMATED COST PER CREDIT

$550

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

52

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 651-635-8000

#12
Steubenville, OH | 4 years | Online + Campus | Private

Franciscan University of Steubenville

Online Masters Score: 91.16
Undergraduate Tuition

In-state: $29,720

Out-of-state: $29,720

Graduate Tuition

In-state: $12,600

Out-of-state: $12,600

Test scores

SAT: 1070-1290

ACT: 22-29

Retention Rate
86%
Admission Rate
73%
On-campus students
26%
Graduation Rate
79%
Students enrolled
3,000
Student to faculty ratio
15:01
Average Salary
$35k
Average Student Debt
$23k

ESTIMATED COST PER CREDIT

$620

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 740-283-6226

#13
Macon, GA | 4 years | Online + Campus | Private

Mercer University

Online Masters Score: 90.7
Undergraduate Tuition

In-state: $28,695

Out-of-state: $28,695

Graduate Tuition

In-state: $14,964

Out-of-state: $14,964

Test scores

SAT: 1180-1340

ACT: 25-31

Retention Rate
87%
Admission Rate
78%
On-campus students
52%
Graduation Rate
73%
Students enrolled
9,000
Student to faculty ratio
14:01
Average Salary
$40k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$545

DELIVERY FORMAT

Hybrid

ACCREDITATION

Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 678-547-6474

#14
| 4 years | Online + Campus |

South Florida Bible College and Theological Seminary

Online Masters Score: 89.92
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

$320

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Association for Biblical Higher Education

REQUIRED CREDITS TO GRADUATE

48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 954-637-2273

#15
Houston, TX | 4 years | Online + Campus | Private

Houston Christian University

Online Masters Score: 89.07
Undergraduate Tuition

In-state: $32,350

Out-of-state: $32,350

Graduate Tuition

In-state: $10,350

Out-of-state: $10,350

Test scores

SAT: 1000-1180

ACT: 20-25

Retention Rate
71%
Admission Rate
72%
On-campus students
55%
Graduation Rate
47%
Students enrolled
4,000
Student to faculty ratio
16:01
Average Salary
$39k
Average Student Debt
$23k

ESTIMATED COST PER CREDIT

$620

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

40

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 855-428-1960

#16
Wichita, KS | 4 years | Online + Campus | Private

Newman University

Online Masters Score: 88.83
Undergraduate Tuition

In-state: $31,450

Out-of-state: $31,450

Graduate Tuition

In-state: $7,920

Out-of-state: $7,920

Test scores

SAT: N/A

ACT: N/A

Retention Rate
72%
Admission Rate
83%
On-campus students
58%
Graduation Rate
47%
Students enrolled
2,000
Student to faculty ratio
12:01
Average Salary
$40k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

$520

DELIVERY FORMAT

Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 316-942-4242

#17
| 4 years | Online + Campus |

St. Mary’s University

Online Masters Score: 87.99
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

$1,166

DELIVERY FORMAT

Online, On-Campus, Hybrid

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 210-436-3126

#18
Abilene, TX | 4 years | Online + Campus | Private

Abilene Christian University

Online Masters Score: 87.42
Undergraduate Tuition

In-state: $37,750

Out-of-state: $37,750

Graduate Tuition

In-state: $23,238

Out-of-state: $23,238

Test scores

SAT: 1010-1220

ACT: 21-27

Retention Rate
76%
Admission Rate
63%
On-campus students
58%
Graduation Rate
66%
Students enrolled
5,000
Student to faculty ratio
13:01
Average Salary
$39k
Average Student Debt
$25k

ESTIMATED COST PER CREDIT

$798

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Commission on Accrediting of the Association of Theological Schools

REQUIRED CREDITS TO GRADUATE

48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 325-674-3730

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How to Choose an Online Master’s in Theology Program

1. Identify your academic and career goals

Online theology programs are typically offered as a Master of Arts (MA) or Master of Theology (ThM). While both prepare students for advanced theological study, the MA generally emphasizes practical application and ministry leadership, whereas the ThM is more research-focused and often used as preparation for a doctoral degree. Many programs also offer concentrations in areas such as biblical studies, moral theology, pastoral ministry, apologetics, or world religions. Consider which specialization aligns with your future path, whether that’s church leadership, education, nonprofit work, or continued academic study.

2. Verify accreditation and compare program features

Look for institutions with regional accreditation and, ideally, programs accredited by the Association of Theological Schools (ATS), which ensures high standards in graduate theological education. As you research programs, compare curriculum structure, faculty expertise, internship or practicum requirements, and available student support services. Online learners benefit from a range of resources, including tutoring, career guidance, academic advising, technical support, and accommodations for individuals with disabilities. Even in online programs, location can matter if occasional campus visits, residencies, or hybrid course options are offered.

3. Review admission requirements

Admission requirements vary, but applicants typically submit transcripts, letters of recommendation, a writing sample or personal statement, and a resume. While some programs request GRE scores, many online theology programs are now test-optional. Because letters and essays take time to prepare, begin assembling your materials well before deadlines. If you have questions about prerequisites or the application cycle, please reach out to an admissions counselor for clarification.

4. Compare programs and make your selection

Once you’ve gathered information, evaluate each program based on academic focus, delivery format (synchronous, asynchronous, or hybrid), faculty credentials, and alignment with your vocational or ministry goals. Some students prefer programs offering the flexibility to study part-time, while others prioritize community-building opportunities or in-person components. After receiving admissions decisions, compare financial aid offers, student support services, and curriculum fit to choose the program that best supports your learning and career trajectory.

5. Explore financial aid and tuition support

Begin your financial planning by completing the Free Application for Federal Student Aid (FAFSA), which determines eligibility for federal grants and loans. Some theology schools also offer scholarships, needs-based aid, or tuition discounts for ministry workers, veterans, or active clergy. Additionally, students with prior ministry or academic experience may be eligible for transfer credit or a prior learning evaluation. If you’re employed by a church, nonprofit, or educational institution, inquire about tuition assistance benefits that could help offset the cost of your degree.

What to Expect from an Online Master’s in Theology Program

An online master’s in theology provides advanced study in biblical interpretation, church history, ethics, ministry practice, and theological scholarship. Coursework emphasizes academic research, critical analysis, and the practical application of theological concepts in contemporary settings. Students refine skills in writing, hermeneutics, and philosophical inquiry while preparing for roles in ministry, education, nonprofit leadership, chaplaincy, and community service.

Most programs require 30 to 50 credit hours, which full-time students can typically complete in about two years. While many online theology programs are delivered fully remotely, they often culminate in a capstone project, research thesis, or comprehensive exam that demonstrates mastery of core theological principles. Some programs may also include optional or required practical experiences, such as internships or ministry placements, which can usually be completed in the student’s local community.

What Can You Do With an Online Master’s in Theology Degree?

An online master’s in theology opens doors to roles that combine spiritual leadership, education, community engagement, and nonprofit administration. As faith-based and interfaith organizations grow in complexity, graduates with theological training and leadership skills are increasingly valued for guiding programs, shaping institutional culture, and facilitating dialogue across diverse communities.

Career Path / Role Typical Duties Median Annual Salary*
Social and Community Service Manager Oversee operations, direction, and funding of programs that support community wellbeing, often within nonprofits, faith-based organizations, or social service agencies. $78,240
Marriage and Family Therapist Provide assessment and treatment for couples, families, or individuals facing relational and emotional challenges; work may be conducted in private practice, clinics, or counseling centers. $63,780
Social Worker Assist individuals, families, or groups through counseling, advocacy, program coordination, and community resources, often in nonprofit or faith-based settings. $61,330

**Figures reflect data from the Bureau of Labor Statistics (BLS) and may vary by specialization, location, experience level, and employer.

Online Master’s in Theology Degree Frequently Asked Questions


  • ? Is an online master’s in theology respected by employers?

  • ? Can an online master’s in theology lead to ordination?

  • ? What prerequisites are required for an online master’s in theology program?

  • ? What is your methodology for ranking programs?