The Best Online Master’s in Psychology Programs

Huy Nguyen
Written by Huy Nguyen, Chief Education and Career Development Advisor
Last Updated: February 23, 2026

Overview

Earning an online master’s in psychology allows students to deepen their understanding of human behavior, cognition, and mental health while preparing for advanced roles in counseling, research, human services, organizational psychology, and related fields. These flexible programs are designed for both career changers and working professionals who want to strengthen their analytical, research, and interpersonal skills.

Most online psychology master’s programs require 30–48 credits and can typically be completed in about two years of full-time study. According to data from the National Center for Education Statistics (NCES), average graduate tuition and fees in the United States were approximately $23,654 for the 2023–24 academic year, though costs vary widely by institution and program format. With the continued need for mental health and behavioral specialists, employment for psychologists is projected to grow 6% through 2032, and these professionals earn a median annual salary of $94,310, according to the Bureau of Labor Statistics (BLS).

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Best 50 Online Master’s Programs in Psychology

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#1
San Francisco, CA | 4 years | Online + Campus | Private

Golden Gate University

Online Masters Score: 99.83
Undergraduate Tuition

In-state: $12,456

Out-of-state: $12,456

Graduate Tuition

In-state: $19,620

Out-of-state: $19,620

Test scores

SAT: N/A

ACT: N/A

Retention Rate
N/A
Admission Rate
N/A
On-campus students
33%
Graduation Rate
0%
Students enrolled
2,000
Student to faculty ratio
12:01
Average Salary
$73k
Average Student Debt
$30k

ESTIMATED COST PER CREDIT

$1,090

DELIVERY FORMAT

Online, Hybrid

ACCREDITATION

WASC Senior College and University Commission

REQUIRED CREDITS TO GRADUATE

33

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 415-442-7800

#2
| 4 years | Online + Campus |

University of Louisiana Monroe

Online Masters Score: 98.88
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

$500

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 318-342-3145

#3
Virginia Beach, VA | 4 years | Online + Campus | Private

Regent University

Online Masters Score: 98.36
Undergraduate Tuition

In-state: $17,220

Out-of-state: $17,220

Graduate Tuition

In-state: $15,552

Out-of-state: $15,552

Test scores

SAT: 940-1220

ACT: 21-29

Retention Rate
77%
Admission Rate
50%
On-campus students
7%
Graduation Rate
61%
Students enrolled
10,000
Student to faculty ratio
19:01
Average Salary
$35k
Average Student Debt
$24k

ESTIMATED COST PER CREDIT

$695

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

39

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 800-681-5906

#4
Eugene, OR | 4 years | Online + Campus | Public

University of Oregon

Online Masters Score: 97.77
Undergraduate Tuition

In-state: $10,962

Out-of-state: $35,881

Graduate Tuition

In-state: $15,417

Out-of-state: $15,417

Test scores

SAT: 1090-1290

ACT: 22-29

Retention Rate
84%
Admission Rate
84%
On-campus students
48%
Graduation Rate
74%
Students enrolled
22,000
Student to faculty ratio
18:01
Average Salary
$40k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

$625

DELIVERY FORMAT

Online

ACCREDITATION

Northwest Commission on Colleges and Universities

REQUIRED CREDITS TO GRADUATE

49

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 541-346-1900

#5
Longview, TX | 4 years | Online + Campus | Private

LeTourneau University

Online Masters Score: 97.16
Undergraduate Tuition

In-state: $31,740

Out-of-state: $31,740

Graduate Tuition

In-state: $18,630

Out-of-state: $18,630

Test scores

SAT: 1110-1330

ACT: 22-29

Retention Rate
81%
Admission Rate
56%
On-campus students
33%
Graduation Rate
57%
Students enrolled
3,000
Student to faculty ratio
15:01
Average Salary
$47k
Average Student Debt
$26k

ESTIMATED COST PER CREDIT

$625

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

39

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 903-233-3000

#6
Hays, KS | 4 years | Online + Campus | Public

Fort Hays State University

Online Masters Score: 96.4
Undergraduate Tuition

In-state: $4,140

Out-of-state: $14,580

Graduate Tuition

In-state: $3,726

Out-of-state: $3,726

Test scores

SAT: N/A

ACT: N/A

Retention Rate
78%
Admission Rate
91%
On-campus students
43%
Graduation Rate
46%
Students enrolled
15,000
Student to faculty ratio
19:01
Average Salary
$37k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

$349

DELIVERY FORMAT

Online, On-Campus, Hybrid

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

62

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 785-628-4336

#7
San Angelo, TX | 4 years | Online + Campus | Public

Angelo State University

Online Masters Score: 95.83
Undergraduate Tuition

In-state: $4,412

Out-of-state: $14,228

Graduate Tuition

In-state: $4,119

Out-of-state: $4,119

Test scores

SAT: 920-1120

ACT: 17-23

Retention Rate
71%
Admission Rate
78%
On-campus students
45%
Graduation Rate
43%
Students enrolled
11,000
Student to faculty ratio
21:01
Average Salary
$36k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

Resident: $417

Non-Resident: $827

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 325-942-2169

#8
Chicago, IL | 4 years | Online + Campus | Private

Adler University

Online Masters Score: 95.35
Undergraduate Tuition

In-state: $16,740

Out-of-state: $16,740

Graduate Tuition

In-state: $41,930

Out-of-state: $41,930

Test scores

SAT: Not Required

ACT: Not Required

Retention Rate
N/A
Admission Rate
81%
On-campus students
100%
Graduation Rate
87%
Students enrolled
1,864
Student to faculty ratio
12-to-1
Average Salary
75,000
Average Student Debt
N/A

ESTIMATED COST PER CREDIT

$1,001

DELIVERY FORMAT

Online

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 312-662-4000

#9
| 4 years | Online + Campus |

CUNY School of Professional Studies

Online Masters Score: 94.8
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

In-State: $470

Out-of-State: $855

DELIVERY FORMAT

Online

ACCREDITATION

Middle States Commission on Higher Education

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 646-664-8544

#10
| 4 years | Online + Campus |

Union Commonwealth University

Online Masters Score: 93.86
Undergraduate Tuition

In-state: NA

Out-of-state: NA

Graduate Tuition

In-state: NA

Out-of-state: NA

Test scores

SAT: NA

ACT: NA

Retention Rate
N/A
Admission Rate
N/A
On-campus students
100%
Graduation Rate
%
Students enrolled
0
Student to faculty ratio
Average Salary
Average Student Debt

ESTIMATED COST PER CREDIT

$370

DELIVERY FORMAT

Online, Hybrid

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

30-60

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 606-546-1620

#11
Manchester, NH | 4 years | Online + Campus | Private

Southern New Hampshire University

Online Masters Score: 93.59
Undergraduate Tuition

In-state: $9,600

Out-of-state: $9,600

Graduate Tuition

In-state: $18,810

Out-of-state: $18,810

Test scores

SAT: N/A

ACT: N/A

Retention Rate
67%
Admission Rate
94%
On-campus students
4%
Graduation Rate
37%
Students enrolled
134,000
Student to faculty ratio
21:01
Average Salary
$43k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

$659

DELIVERY FORMAT

Online

ACCREDITATION

New England Commission of Higher Education

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 603-645-9688

#12
Tallahassee, FL | 4 years | Online + Campus | Public

Florida State University

Online Masters Score: 92.65
Undergraduate Tuition

In-state: $4,640

Out-of-state: $19,084

Graduate Tuition

In-state: $9,684

Out-of-state: $9,684

Test scores

SAT: 1220-1350

ACT: 27-31

Retention Rate
95%
Admission Rate
32%
On-campus students
3%
Graduation Rate
84%
Students enrolled
44,000
Student to faculty ratio
21:01
Average Salary
$40k
Average Student Debt
$19k

ESTIMATED COST PER CREDIT

In-State: $444

Out-of-State: $1,138

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

33

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 850-644-4635

#13
Los Angeles, CA | 4 years | Online + Campus | Private

University of Southern California

Online Masters Score: 92.08
Undergraduate Tuition

In-state: $59,260

Out-of-state: $59,260

Graduate Tuition

In-state: $47,880

Out-of-state: $47,880

Test scores

SAT: 1340-1530

ACT: 30-34

Retention Rate
91%
Admission Rate
16%
On-campus students
11%
Graduation Rate
92%
Students enrolled
46,000
Student to faculty ratio
9:01
Average Salary
$61k
Average Student Debt
$19k

ESTIMATED COST PER CREDIT

$2,467

DELIVERY FORMAT

Online

ACCREDITATION

WASC Senior College and University Commission

REQUIRED CREDITS TO GRADUATE

34

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 213-863-0989

#14
Malibu, CA | 4 years | Online | Private

Pepperdine University

Online Masters Score: 91.52
Undergraduate Tuition

In-state: $57,750

Out-of-state: $57,750

Graduate Tuition

In-state: $36,200

Out-of-state: $36,200

Test scores

SAT: 1200-1410

ACT: 26-31

Retention Rate
85%
Admission Rate
42%
On-campus students
N/A
Graduation Rate
89%
Students enrolled
10,000
Student to faculty ratio
13:01
Average Salary
$54k
Average Student Debt
$26k

ESTIMATED COST PER CREDIT

$2,030

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

WASC Senior College and University Commission

REQUIRED CREDITS TO GRADUATE

36-48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 855-270-5431

#15
Fairfax, VA | 4 years | Online + Campus | Public

George Mason University

Online Masters Score: 91.04
Undergraduate Tuition

In-state: $9,510

Out-of-state: $32,970

Graduate Tuition

In-state: $12,594

Out-of-state: $12,594

Test scores

SAT: 1100-1300

ACT: 24-30

Retention Rate
86%
Admission Rate
89%
On-campus students
4%
Graduation Rate
72%
Students enrolled
39,000
Student to faculty ratio
17:01
Average Salary
$47k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

$815

DELIVERY FORMAT

Online

ACCREDITATION

Southern Association of Colleges and Schools Commission on Colleges

REQUIRED CREDITS TO GRADUATE

30

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 703-993-1548

#16
Tempe, AZ | 4 years | Online + Campus | Public

Arizona State University

Online Masters Score: 90.05
Undergraduate Tuition

In-state: $10,710

Out-of-state: $28,800

Graduate Tuition

In-state: $11,720

Out-of-state: $11,720

Test scores

SAT: 1100-1320

ACT: 21-28

Retention Rate
86%
Admission Rate
88%
On-campus students
15%
Graduation Rate
66%
Students enrolled
75,000
Student to faculty ratio
18:01
Average Salary
$42k
Average Student Debt
$20k

ESTIMATED COST PER CREDIT

$795

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

Higher Learning Commission

REQUIRED CREDITS TO GRADUATE

36

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 855-278-5080

#17
Cambridge, MA | 4 years | Online + Campus | Private

Harvard Extension School

Online Masters Score: 89.82
Undergraduate Tuition

In-state: $49,653

Out-of-state: $49,653

Graduate Tuition

In-state: $49,448

Out-of-state: $49,448

Test scores

SAT: 1460-1580

ACT: 33-35

Retention Rate
76%
Admission Rate
5%
On-campus students
3%
Graduation Rate
98%
Students enrolled
30,000
Student to faculty ratio
5:01
Average Salary
$91k
Average Student Debt
$14k

ESTIMATED COST PER CREDIT

$860

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

New England Commission of Higher Education

REQUIRED CREDITS TO GRADUATE

48

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 617-495-4024

#18
Los Angeles, CA | 4 years | Online | Private

Loyola Marymount University

Online Masters Score: 88.86
Undergraduate Tuition

In-state: $51,820

Out-of-state: $51,820

Graduate Tuition

In-state: $19,460

Out-of-state: $19,460

Test scores

SAT: 1210-1390

ACT: 27-31

Retention Rate
83%
Admission Rate
50%
On-campus students
N/A
Graduation Rate
83%
Students enrolled
10,000
Student to faculty ratio
10:01
Average Salary
$53k
Average Student Debt
$21k

ESTIMATED COST PER CREDIT

$1,726

DELIVERY FORMAT

Online, On-Campus

ACCREDITATION

WASC Senior College and University Commission

REQUIRED CREDITS TO GRADUATE

63

MORE PROGRAM INFORMATION

Email: [email protected]

Phone: 310-258-8791

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How to Choose an Online Master’s in Psychology Program

1. Choose your area of study

Before beginning your search, take time to reflect on your academic interests, long-term goals, and preferred learning environment. Psychology is a broad field, and most online master’s in psychology programs allow students to pursue a specialization such as clinical psychology, forensic psychology, industrial-organizational psychology, or school psychology. Your intended career path — whether licensure, doctoral study, or applied roles in industry — should guide your choice of concentration.

It’s also important to consider how you plan to structure your studies. Full-time students may prefer synchronous online courses for more live interaction, while working professionals often choose part-time or asynchronous formats that provide greater flexibility.

2. Research schools and programs

After identifying your specialization and preferred learning format, begin evaluating programs based on accreditation, curriculum, and student support. Always verify that the institution is accredited by a DOE-recognized regional accreditor. For psychology programs, look for programmatic accreditation from the American Psychological Association (APA) when applicable.

As you compare programs, consider questions such as:

  • Are courses offered synchronously, asynchronously, or both?
  • What practicum, internship, or supervised training opportunities are available for online students?
  • What student services are offered (tech support, tutoring, career advising)?
  • What is the faculty’s expertise in your intended specialization?
  • What outcomes does the program report, such as licensure alignment or job placement rates?

You can gather this information through school websites, virtual open houses, admissions counselors, or conversations with current students or alumni.

3. Prepare for applications and tests

Admission requirements vary, so review each program’s expectations closely. Many online master’s in psychology programs require:

  • Official transcripts
  • Letters of recommendation
  • A statement of purpose
  • A resume or CV
  • GRE scores (required by some programs, optional at others)

Some programs also expect prior coursework in psychology or a minimum undergraduate GPA. Staying organized with a checklist can help you track deadlines and required materials for each institution.

4. Select your program

Once you receive your admission decisions, compare your options based on curriculum, specializations, clinical opportunities, overall cost, and available financial aid. Choose the program that most closely aligns with your career goals and provides the learning environment, flexibility, and support you need to succeed.

5. Explore financial aid and scholarships

Understanding the cost of attendance is crucial when planning for graduate school. Start by completing the Free Application for Federal Student Aid (FAFSA) to determine your eligibility for federal loans and need-based aid. Also, explore scholarships and grants offered through institutions, professional associations, or community organizations.

If you are employed, check whether your employer provides tuition assistance. Combining these options can help reduce out-of-pocket expenses and enable you to manage costs responsibly throughout your program.

What Can You Expect from an Online Master’s in Psychology Program?

An online master’s in psychology offers advanced training in human behavior, cognition, emotion, and research methods, preparing students for roles in mental health, human services, organizational settings, or further doctoral studies. While counseling degrees focus primarily on therapeutic practice, psychology programs emphasize scientific inquiry, theory, and evidence-based analysis across a wide range of behavioral topics.

Most programs require 30–60 credit hours, depending on the institution and specialization, and lead to either a Master of Arts (M.A.) or Master of Science (M.S.) degree. M.A. programs typically emphasize assessment, intervention, and applied psychology, while M.S. programs place a stronger focus on research design, statistics, and analytical methods.

Students complete foundational courses, including research methods, statistics, developmental psychology, cognitive psychology, social psychology, and abnormal psychology. Electives enable in-depth study in areas such as industrial-organizational psychology, forensic psychology, or behavioral neuroscience, aligning with career goals.

Many programs also include practicums, internships, or supervised field experiences, providing students with the opportunity to apply theory to real-world settings and develop professional skills. Even in fully online degrees, these experiences are typically completed in approved local facilities.

Online coursework may be delivered asynchronously, allowing students to complete modules at their own pace, or synchronously, with live virtual class meetings that facilitate real-time interaction with faculty and peers. Some programs employ a hybrid model that combines both formats to promote flexibility and engagement.

What Can You Do With an Online Master’s in Psychology Degree?

An online master’s in psychology opens doors to a diverse range of career paths in education, business, human resources, research, and mental-health services. Whether you’re drawn to applying psychological principles in a corporate setting, supporting behavioral health, or using your training to advance toward a doctoral level, this degree gives you flexibility and professional reach.

Career Path / Role Typical Duties Median Annual Salary*
Licensed Psychologist Diagnose and treat individuals with mental health disorders, conduct assessments, lead therapy sessions, or perform research in clinical settings. $94,310
Human Resources Specialist Apply knowledge of human behavior to manage recruitment, employee relations, training, and organizational development. $72,910
Market Research Analyst / Marketing Specialist Use psychological and data-analysis skills to evaluate consumer behaviour, analyze trends, develop recommendations, and guide business decisions. $76,950

*Figures are from the Bureau of Labor Statistics. Salaries may vary based on specialization, experience, location, and employer.

Online Master’s in Psychology Degree Frequently Asked Questions


  • ? Do I need a psychology undergraduate degree to get into an online master’s in psychology program?

  • ? Can you become a licensed psychologist with an online master’s in psychology?

  • ? Do employers respect online master’s in psychology programs?

  • ? What is your methodology for ranking programs?